Is foundation repair worth it?

If you are staying, the question is whether the movement is progressing. If you are selling, the question is what the buyer’s lender will want. If you are deciding whether to buy, the question is what it costs to make it a known quantity.

What movement here usually is

Ground running to 51% clay, taking 5.1 inches in an ordinary two-year storm, moves every year whether or not a house is in trouble. That is the reason the staying-put answer turns on progression rather than on presence: some movement is the normal condition here, and telling normal from progressive needs two readings rather than one.

The reasoning behind that

Staying put. The only question that matters is whether the movement has stopped. Repairing a house that has finished moving buys cosmetics; repairing one that is still going buys the structure. A measurement over time is what separates them and it costs a fraction of the repair. Selling. Here the calculation is rarely about the structure. An unquantified problem frightens buyers and lenders more than a documented repair does, and in some cases a survey plus disclosure is worth more than a partial repair with no paperwork. Ask what the lender will require before deciding what to buy. Buying. The repair cost is a number you can negotiate with. The unknown is not. Paying for a survey during the option period converts one into the other, and that is usually the best few hundred dollars in the whole transaction. What makes it not worth it is buying a repair before anyone has measured the house. That is not a repair, it is a purchase of somebody’s average.

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